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Can anyone please explain me this?

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  • Can anyone please explain me this?

    I am planning to go for Long Term Care Insurance before purchasing policy I was reading few articles on it. But I am not able to understand the term “Elimination Period”. Could anyone please explain what is Elimination Period?

  • #2
    Re: Can anyone please explain me this?

    The elimination period is the time a person has to pay out-of-pocket for services before the long term care insurance takes over. Most will offer 90 day elimination or you could pay a higher premium for a zero day elimination period. The definition of elimination period varies with the long term care insurance companies. Some policies can require elimination to be met in a certain calendar period while others may require elimination to be consecutive days of care. Read and understand the elimination period in the contract.

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    • #3
      Re: Can anyone please explain me this?

      Thanks for replying to my post. I appreciate your efforts.

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