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Paying debts... I would like to have the debts removed completely from our reports.

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  • Paying debts... I would like to have the debts removed completely from our reports.

    Recently my husband and I obtained our credit reports. There are appoximately 4 items on his report and 8 on mine. I have contacted all the agencies that have items listed on the reports and confirmed the debts are ours and asked for copies of the bills. Now, we are going to be able to pay the debts off in their entirity within 2 months. I would like to have the debts removed completely from our reports or at a minimum, turned to positive "PAID" remarks. I asked one company and they said they wouldn't remove the item but they would mark "PAID Satificatory" and it would no longer be a negative on my report. My question is how can I, or can I at all, get the companies to change the negative to postiive??

  • #2
    re: Paying debts... I would like to have the debts removed completely from our reports.

    The debt status will change but the negative initial report can remain for years unfortunately. You can ask the creditor to remove it and many will.

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