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  • Originally posted by Guest View Post

    huwag na po kayo magbayad dito sa Robocash, wala po silang habol dahil illiegal sila.
    Hi. Robocash is still allowed to operate as its appeal with SEC is still pending and the initial decision to revoke its license is not yet final. We are reaching out to our customers to help them with their accounts and other loan concerns with Robocash. You may contact us at (02) 8876-8484 to 89 or email us at [email protected]. Thank you and please stay safe.

    Comment


    • SEC shuts down Robocash


      Published December 22, 2019, 12:00 AM

      by manilabulletin_admin
      By James A. Loyola

      The Securities and Exchange Commission (SEC) has barred Robocash Finance Corp. from operating as a financing company for running several branches without the necessary license.

      The Corporate Governance and Finance Department (CGFD) of the SEC issued an order revoking the Robocash’s certificate of authority for violating Republic Act No. 8556, or the Financing Company Act of 1998.

      In the course of its monitoring procedure, the CGFD found that Robocash operated several branches without the requisite certificate of authority (CA).
      The findings were validated through onsite audits last March 7 and July 5, which Robocash also confirmed during a hearing last September 20 and through various letters to the SEC.

      The CGFD on November 13, 2019 also issued a formal charge against Robocash ordering the company to show cause why its CA should not be revoked for violation of the Financing Company law.

      In its verified answer, Robocash admitted that it established and operated branches without the necessary CA.

      The company, however, argued that it did not maliciously violate Section 6(a) of the FCA IRR by putting up branches without the necessary CA.

      The CGFD found no merit in the company’s defense, saying: “It may be well to note that Respondent was able to secure 32 CAs for 32 separate branches. Thus, it is even more appalling that despite being aware of the requirement of the law, Respondent knowingly and willingly committed repeated violations thereof.”

      Comment


      • huwag na po kayo magbayad dito sa Robocash, wala po silang habol dahil illiegal sila.

        Comment


        • Originally posted by Robocash Philippines View Post

          Hi. Robocash is still allowed to operate as its appeal with SEC is still pending and the initial decision to revoke its license is not yet final. We are reaching out to our customers to help them with their accounts and other loan concerns with Robocash. You may contact us at (02) 8876-8484 to 89 or email us at [email protected]. Thank you and please stay safe.
          Well I have checked with SEC, even called them to verify your licensed was revoked since December 2019 and your appeal was denied due to unexplained used of your licensed. Don't mislead people with your sympathy

          Comment


          • Hi. Never mangyayari na magkakaroon ka ng hit sa nbi kung may case ka sa small claims. Non payment of debt is a breach of contract and obligation na pwede lang mauwi sa civil case. Criminal case lang ang hinahandle ng nbi. Kailan pa naging criminal case ang hindi pagbabayad ng utang? Estafa my *ss. BP 22 or RA 8484? Mga lumang style na ng panakot yan. At aabot talaga sa small claims? E di ba allergic nga ang lending companies pati banks sa small claims? Lahat ng collections company alam na dead end na nila ang small claims dahil mostly paper victory lang nangyayari dito. Isa lang naman lagi decision diyan eh. You pay! Eh kung walang pambayad? Garnishment? Pero excluded ang family home at payroll account dun. So pakihakot na lang yung lumang electric fan tska ref namin sa bahay ah. At kung di talaga kaya magbayad? Hindi naman pwede magkaso ulit. Double whammy ang peg. At isa pa kahit suspended ang usury law ngayon, deemed unconscionable pa rin ang rates na ipinatong ng robocash. Imagine lubog na nga ang tao ilulubog niyo pa. Tubong lugaw lang ah. Pakitandaan never maapektuhan ang nbi/police clearance kapag may civil case ka. Wala sila pake dun. Halos equivalent lang siya sa annulment case. Kung kaya magbayad makipag areglo sa maayos na amount. Pero kung wala pa please pakiuna muna ang pagkain at pangangailangan ng pamilya. Napagdaanan ko na yan before. My mom was a credit card defaulter kahit dapat wala naman na siyang kailangan bayaran sa cc dahil na surrender na niya. Pero sinisingil pa rin kami at umabot sa small claims. Decision? Pay when able. So kahit abutin pa ako ng 100 years na magbayad keri lang. Hindi ko naman pwede unahin ang bayarin kesa gamot ng nanay ko. Please stop spreading false info. Turuan natin ng maayos ang mga kasama natin dito

            Comment


            • Originally posted by Guest View Post
              Hi. Never mangyayari na magkakaroon ka ng hit sa nbi kung may case ka sa small claims. Non payment of debt is a breach of contract and obligation na pwede lang mauwi sa civil case. Criminal case lang ang hinahandle ng nbi. Kailan pa naging criminal case ang hindi pagbabayad ng utang? Estafa my *ss. BP 22 or RA 8484? Mga lumang style na ng panakot yan. At aabot talaga sa small claims? E di ba allergic nga ang lending companies pati banks sa small claims? Lahat ng collections company alam na dead end na nila ang small claims dahil mostly paper victory lang nangyayari dito. Isa lang naman lagi decision diyan eh. You pay! Eh kung walang pambayad? Garnishment? Pero excluded ang family home at payroll account dun. So pakihakot na lang yung lumang electric fan tska ref namin sa bahay ah. At kung di talaga kaya magbayad? Hindi naman pwede magkaso ulit. Double whammy ang peg. At isa pa kahit suspended ang usury law ngayon, deemed unconscionable pa rin ang rates na ipinatong ng robocash. Imagine lubog na nga ang tao ilulubog niyo pa. Tubong lugaw lang ah. Pakitandaan never maapektuhan ang nbi/police clearance kapag may civil case ka. Wala sila pake dun. Halos equivalent lang siya sa annulment case. Kung kaya magbayad makipag areglo sa maayos na amount. Pero kung wala pa please pakiuna muna ang pagkain at pangangailangan ng pamilya. Napagdaanan ko na yan before. My mom was a credit card defaulter kahit dapat wala naman na siyang kailangan bayaran sa cc dahil na surrender na niya. Pero sinisingil pa rin kami at umabot sa small claims. Decision? Pay when able. So kahit abutin pa ako ng 100 years na magbayad keri lang. Hindi ko naman pwede unahin ang bayarin kesa gamot ng nanay ko. Please stop spreading false info. Turuan natin ng maayos ang mga kasama natin dito
              Hi. I’m sorry you are going through this. However, a Promissory Note with Robocash is binding and can be used against you in courts to collect your unpaid loan. We are willing to assist our customers and help them with their accounts and other loan concerns with Robocash. To help us investigate your concern, we would be grateful if you could provide us with necessary information. Please email us at [email protected] or please share your contact details with us at (02) 8876-84-84. We look forward to hearing from you soon. Thank you and please stay safe.

              Comment


              • Originally posted by Robocash Philippines View Post

                Hi. I’m sorry you are going through this. However, a Promissory Note with Robocash is binding and can be used against you in courts to collect your unpaid loan. We are willing to assist our customers and help them with their accounts and other loan concerns with Robocash. To help us investigate your concern, we would be grateful if you could provide us with necessary information. Please email us at [email protected] or please share your contact details with us at (02) 8876-84-84. We look forward to hearing from you soon. Thank you and please stay safe.
                ang sipag sumagot ng bot ng robocash. illegal kayo. loan shark. tigiltigilan nyo na ang mga pilipino. hindi naman filipino company yang robocash. dapat palayasin yan sa pinas. panira ng buhay ng pinoy. mga ganid. mga loan shark.

                Comment


                • Originally posted by Robocash Philippines View Post
                  Robocash cares for its clients that's why we are reaching out to them to assist in settling their concerns with us. Stay safe, everyone!
                  You care for your clients? BIG NO. Bakit ang utang na 3,000 lumolobo ng 22K? That's not caring. That's usury. You don't care. Liar.

                  Comment


                  • Originally posted by Robocash Philippines View Post

                    Hi. The license of Robocash is not yet revoked with finality as it is pending appeal. Please refer to https://www.sec.gov.ph/lending-compa...ing-companies/
                    It will soon be revoked with finality. That is why your collections agents are on doulble time to call and collect money from your victims. Time is running out for you loan sharks.

                    Comment


                    • Originally posted by Robocash Philippines View Post

                      Hi. I’m sorry you are going through this. However, a Promissory Note with Robocash is binding and can be used against you in courts to collect your unpaid loan. We are willing to assist our customers and help them with their accounts and other loan concerns with Robocash. To help us investigate your concern, we would be grateful if you could provide us with necessary information. Please email us at [email protected] or please share your contact details with us at (02) 8876-84-84. We look forward to hearing from you soon. Thank you and please stay safe.
                      Hindi na update sa website ng SEC ang list of revoked companies. Robocash's license to operate was revoked nitong December. Ang last list ay nilabas nung July pa.

                      Don't worry, pag nangharass, you know the drill. Di sila pwede mag sampa ng Estafa kasi wala kang inissue na talbog na cheke. 2nd, ang pagbisita sa baranggay ay pamemressure lang para mabaliw ka. File a police blotter kung sobrang worried ka na para pag dumalaw sila, direcho sa presinto. 3rd, ang mga demand letters ay hindi pinapadala thru text or email. Nanggagaling yan sa mismong korte. Ang mga legal office na may legit email ay hindi basta basta gmail o yahoo domain ang gamit.

                      4th, Email niyo ang NPC, SEC, NCRPO or Office of the President para mahinto na ang harrassments. Send them the screenshots ng mga pinag te text sa inyo.

                      Comment


                      • Originally posted by Robocash Philippines View Post

                        Hi. I’m sorry you are going through this. However, a Promissory Note with Robocash is binding and can be used against you in courts to collect your unpaid loan. We are willing to assist our customers and help them with their accounts and other loan concerns with Robocash. To help us investigate your concern, we would be grateful if you could provide us with necessary information. Please email us at [email protected] or please share your contact details with us at (02) 8876-84-84. We look forward to hearing from you soon. Thank you and please stay safe.
                        regardless po kung may lisensya sila o wala, ILLEGAL parin ang ROBOCASH dahil unconscionable ang interest rates niya.

                        Alam kong nagsign kayo ng promissory note and binding yung terms and conditions pero Art. 1306 of the Civil Code says na pwede magenter into any contract (freedom of stipulation) PROVIDED that it is not contrary to law, MORALS, good customs, public order, or public policy.

                        Additionally,if you look at case law from decisions of the Supreme Court (Rey v Anson) you'll see that the Court CAN and WILL declare an interest rate that is unconscionable void ab initio or declare the imposition of the legal interest rate of 6-12% per annum as the case may be. Additionally, Robocash may argue that you entered into the contract willingly naman pero Castro v Tan would tell us that the willingness of the parties to enter into a relation involving an unconscionable interest rate is inconsequential to the validity of the stipulated rate. This means that while you did willingly enter into a contract with Robocash or any lending agency, if di na makatao ang interest rate, they may sue you in court pero they'll be wasting their money because all they'll receive is the principal and legal interest or nothing at their expense. Di po totoo na makukulong kayo sa estafa. Pero if nagbayad na kayo extension after extension and the total sum of what you've already paid will be more than the sum of the principal plus legal interest rate, Robocash will be the one to return the excess kasi they unlawfully profited from an unconscionable intrest rate in accordance with Art. 22 of the Civil Code against UNJUST ENRICHMENT. 2.5% per day is definitely unconscionable kababayan. Sa Bulos Jr. v Yasuma nga sinabi ng Court na 4% PER MONTH is already outrageous what more itong interest rate ni Robocash na 2.5% per day? KNOW YOUR RIGHTS. I don't judge you for having loans because I know how hard the world can be but I DO JUDGE OUR AGENCIES FOR ALLOWING ROBOCASH AND OTHER LENDING AGENCIES TO CONTINUE OPERATING DESPITE BEING UNLAWFUL

                        Comment


                        • Grabe tong robocash na to, initial loan ko is 3000, tapos nagmessage ako na hoping na makahanap ako ng way para mabayaran sya nung lockdown way back may 2020 pero walang mga payment stations na available kasi nastuck ako sa baler. nagsabi ako ng mas maaga na may pambayad na ako pero walang payment channels kasi sarado lahat. Nabayaran ko na yung 3k before...and October na ako nakabalik ng Manila, biglang nagmessage na kulang parin yung bayad ko kasi pending pa yung approval na pinaasikaso ko. Kaya ngayon nakakatawang magmemessage sila na may kelangan na daw akong bayaran na 14,750 pesos dahil sa pending parin yung request ko sa kanila na inabot ng buwan. Ang sa akin po robocash wag nyo na akong takutin na magpapapunta kayo sa mga bahay-bahay kasi una palang nagbayad na ako sa inyo at problema nyo na yon kung ambagal ng approval nyo.

                          Comment


                          • ROBOCASH: Legal Notice:Good Day!,
                            Greetings From ROBOCASH FINANCE CORP.

                            Records show that we have not yet received any payments details on your end. We are currently monitoring your account, We are giving you until 5 P.M today to coordinate on us regarding your ROBOCASH account obligation, Unless we will conduct home visit with our legal officer to serve the demand letter with the assistance of barangay. Please be informed that failure to settle this will pursue the possible legal action on your account. Settle this immediately at any authorized payment branch to avoid possible legal action. Call us at 09175765304 / 09171858960 / 09171349746 / 09171858962 or email at [email protected]. ROBOCASH External Legal. if payment has been made please disregard this message. Thank you & God Bless.

                            KAPAL TLGA NETO 2021 NA 2 YEARS NA KAYO NG OOPERATE NG WALANG LISENSYA.

                            Comment


                            • Pumupunta po ba sila sa bahay sa Binangonan Rizal?

                              Comment


                              • Originally posted by Guest View Post
                                Pumupunta po ba sila sa bahay sa Binangonan Rizal?
                                Wala pong napupuntahan sa bahay, Bawal na bawal po yan. Pananakot lang nila yan para mapilitan kang magbayad.

                                Comment

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