Student loan -- I did not receive a certificate or graduate from the school

[Friend In Court]

Re: Student loan -- I did not receive a certificate or graduate from the school

Depending on what type of student loan this is, it may not toll and you could be collected against until you die.

This post was not about 'student loans' but a contract between the student and school.

[Disagreeable]

Re: Student loan -- I did not receive a certificate or graduate from the school

This post was not about 'student loans' but a contract between the student and school.

You seem to have strayed down the wrong path on this. The issue is between OP and Stafford Loan.

have a debt collector harrasing me for a student loan for a school that closed for fraud.

[3rd party]

Re: Student loan -- I did not receive a certificate or graduate from the school

While the fact that you did not graduate from the school will not relieve you of the responsibility of repayment there is a ray of hope. SInce the school closed down within 6 months of being enrolled and you did not graduate there is another possibility. If you have not been able to transfer your credits elsewhere you may qualify for a closed school discharge. I would advise you to contact the loan holder to have them send you the appropriate application or download it from www.ed.gov. I can't guarantee it will work but it sounds like a possibility in your case.

[Friend In Court]

Re: Student loan -- I did not receive a certificate or graduate from the school

Depending on what type of student loan this is, it may not toll and you could be collected against until you die.

This applies to government loans like Pell grants.

[Unregistered]

Re: Student loan -- I did not receive a certificate or graduate from the school

I think the US govt should bar loans to schools that are not fully accredited!
which would mean if the school is not fully accredited, then the govt
shall not provide a loan to the student. This would be the most responsible act....

The one poster is right, if you have a student loan, then they will purse you
until the day you die. Our govt will make financial deals with terrorist countries,
but you will not get a deal concerning your student loan until it is paid in full or
unless there is a legal way to resolve the student loan....

Your govt is more considerate on providing aide to terrorist countries
rather then working out a deal to settle your student debt, go figure...

If you are a terrorist country:
Get free money from the US.

If you have a student loan:
You are screwed until paid in full....

DO NOT GET A STUDENT LOAN UNLESS YOU REALLY HAVE TOO.
AND THE GOVT DOES NOT CARE IF YOU WENT TO A SHADY SCHOOL.

AND DO NOT GO TO A SCHOOL THAT IS NOT FULLY ACCREDITED.
THESE TYPE OF SCHOOLS OFFER FALSE DREAMS AND HOPES....

[goddessoflubboc]

This applies to government loans like Pell grants.

The Pell Grant is not a loan, it is a grant. It does not get paid back.

[Disagreeable]

Re: Student loan -- I did not receive a certificate or graduate from the school

While the fact that you did not graduate from the school will not relieve you of the responsibility of repayment there is a ray of hope. SInce the school closed down within 6 months of being enrolled and you did not graduate there is another possibility. If you have not been able to transfer your credits elsewhere you may qualify for a closed school discharge. I would advise you to contact the loan holder to have them send you the appropriate application or download it from www.ed.gov. I can't guarantee it will work but it sounds like a possibility in your case.

Incorrect. I had already explored the possibility. The time period for discharge is closer. 90 days after.

You are not eligible for discharge of your Direct Loans or FFEL Program loans if your school closes and any of the following is true:

• You withdraw more than 90 days before the school closes.