Thank you for addressing my earlier inquiry.
In a "Certified Letter" from the creditor, it clearly states on their list of amounts I am liable for: "Repossession, storage, and reconditioning fees" of
$--- due. When I spoke to the creditor yesterday, they informed me that the storage fees are NOT included. The person I spoke with said that it is just a MISTAKE on their form & that storage fees are NOT included and just to IGNORE it. They insist that additional storage fees are still owed even though it clearly states in their "Certified Letter" that they are included. Am I still liable for storage fees because they made a mistake on their form?? Can I "ignore" the amount I owe because I made a "mistake" by not paying on my car as well?!? NOOOOOOOOO!!
Also, I am trying to buy out this car & the amount they are asking for is more than what the car is worth (Kelly Blue Book Price). I am having a difficult time justifying the buy out price with another lender.They are going by the Kelly Blue Book Price. I just want a fair price to pay for the car plus the repo fees, etc.. Can I negotiate a new selling price for this used 2006 car? This car is suppose to go to a "private auction" (dealer auction) I am not allowed to attend & will be sold for literally thousands less and I am going to still owe thousands and have no car to show for it & the dealer makes out like a gang buster. I need this car back to get to work. I have no other choice, I HAVE to buy this car.
Time is running out...Thanks for your advice in advance...
In a "Certified Letter" from the creditor, it clearly states on their list of amounts I am liable for: "Repossession, storage, and reconditioning fees" of
$--- due. When I spoke to the creditor yesterday, they informed me that the storage fees are NOT included. The person I spoke with said that it is just a MISTAKE on their form & that storage fees are NOT included and just to IGNORE it. They insist that additional storage fees are still owed even though it clearly states in their "Certified Letter" that they are included. Am I still liable for storage fees because they made a mistake on their form?? Can I "ignore" the amount I owe because I made a "mistake" by not paying on my car as well?!? NOOOOOOOOO!!
Also, I am trying to buy out this car & the amount they are asking for is more than what the car is worth (Kelly Blue Book Price). I am having a difficult time justifying the buy out price with another lender.They are going by the Kelly Blue Book Price. I just want a fair price to pay for the car plus the repo fees, etc.. Can I negotiate a new selling price for this used 2006 car? This car is suppose to go to a "private auction" (dealer auction) I am not allowed to attend & will be sold for literally thousands less and I am going to still owe thousands and have no car to show for it & the dealer makes out like a gang buster. I need this car back to get to work. I have no other choice, I HAVE to buy this car.
Time is running out...Thanks for your advice in advance...
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