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Repossessed Car: Can I ignore the amount I owe because I made a mistake?

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  • Repossessed Car: Can I ignore the amount I owe because I made a mistake?

    Thank you for addressing my earlier inquiry.

    In a "Certified Letter" from the creditor, it clearly states on their list of amounts I am liable for: "Repossession, storage, and reconditioning fees" of
    $--- due. When I spoke to the creditor yesterday, they informed me that the storage fees are NOT included. The person I spoke with said that it is just a MISTAKE on their form & that storage fees are NOT included and just to IGNORE it. They insist that additional storage fees are still owed even though it clearly states in their "Certified Letter" that they are included. Am I still liable for storage fees because they made a mistake on their form?? Can I "ignore" the amount I owe because I made a "mistake" by not paying on my car as well?!? NOOOOOOOOO!!

    Also, I am trying to buy out this car & the amount they are asking for is more than what the car is worth (Kelly Blue Book Price). I am having a difficult time justifying the buy out price with another lender.They are going by the Kelly Blue Book Price. I just want a fair price to pay for the car plus the repo fees, etc.. Can I negotiate a new selling price for this used 2006 car? This car is suppose to go to a "private auction" (dealer auction) I am not allowed to attend & will be sold for literally thousands less and I am going to still owe thousands and have no car to show for it & the dealer makes out like a gang buster. I need this car back to get to work. I have no other choice, I HAVE to buy this car.

    Time is running out...Thanks for your advice in advance...

  • #2
    Re: Repossessed Car

    You could try to sue them in small claims if you can argue they made an agreement--but they unfortunately can add legal charges that they forgot to mention

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    • #3
      Re: Repossessed Car

      THIS IS ABSURD!!!

      WHAT KIND OF LEGAL BACKGROUND DO YOU HAVE......???

      I GUESS ANYONE CAN COME ON HERE AND REPLY....DA.....

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      • #4
        Re: Repossessed Car

        I don't understand this whole thread...storage fees are listed in the letter, and then somebody later said they are not?? This is not an agreement is it...just various communications??

        [it clearly states on their list of amounts I am liable for: "Repossession, storage, and reconditioning fees]

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        • #5
          Re: Repossessed Car

          I think he means they want to charge more storage fees. Above what was initially stated in the letter. But that certified letter is not an agreement it is just a statement of the amounts they claim are now due. Hard to make that 100% binding in my opinion. Unless the letter is an offer and you/he accepted it and all parties agree it is then binding??

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