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What is the legal age to co-sign on a mobile home loan?

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  • What is the legal age to co-sign on a mobile home loan?

    I really need some info on what to do. Me and my wife have been married for almost 6 yrs now. Before she was married her mom was buying a mobile home. Her mom didn't have enough credit for the loan so she had my wife to co-sign with her ( which at the time she had just turned 18 ). So time went on and we got married... and her mom stopped having any contact with her (meaning 4 yrs never even a phone call). About 4 years after we got married we found out from another family member that her mom had stopped paying on it and had let it go back. Never once telling us anything about it. Now my wifes credit is screwed up... making it hard for us to get a house. And today my wife has started receiving crediter calls from them...demanding the money or they will garnish her wages.... We can not afford for that to happen.... We live in Alabama... Anyone know anything about what is the legal age to co-sign on a mobile home loan.... her mom has done nothing but screwed her....

    I need help to see what I can do.... a person that we were talking to about maybe purchasing a house said that she had to be 19 at the time... or 18 a married....for it to be legal....

    All help is greatly appreciated

    fill free to email me at the email address below
    [email protected]

  • #2
    re: What is the legal age to co-sign on a mobile home loan?

    You could sue the mom in small claims or other court for the damage caused to credit etc. but the co-sign most likely was valid.

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