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Foreclosures... Got married in Canada, moved to Florida

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    re: Foreclosures... Got married in Canada, moved to Florida

    I have more questions than answers. How is it possible that any bank allowed his name on a mortgage but ONLY your name on the title? Banks want to see the mortgagee's name on the title, and usually won't even allow, unless married, another name to be added. So how is it that his name ISN'T on the title but is on the mortgage?

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    Guest started a topic Foreclosures... Got married in Canada, moved to Florida

    Foreclosures... Got married in Canada, moved to Florida

    Not sure who to ask. Hoping for anybody's advice.
    I'll keep it in point form to make it easier to read...
    • Got married in Canada (we're both canadian)
    • Moved to florida where husband got job(sponsored) and gave birth to a beautiful daughter
    • He cheated, I moved back to canada...currently going through divorce proceedings
    • Now, house deed is under MY name but mortgage is under his ONLY!
    • He signed, in the divorce that he will assume all responsibility for mortgage payments
    • However, he stopped making payments on the house soon after he signed the divorce papers and now is telling me that I might be served papers because the deed is under MY name!
    • Spoke to a lawyer in canada, she said she has no idea if bank is allowed to seize my salary, 401k or any of my belongings.
    • He still pays me child support but he's telling me that if the bank seizes his salary, his payments won't be made.


    Can they serve me papers up here in canada? Am I responsible for the mortgage because the deed is under my name? Can they seize my salary? 401k? Savings? Is the amount of money, given to me monthly for child support, affected by the foreclosure? What type of lawyer deals with this type of issue?

    Please help...
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