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Collection Agencies Harrassment

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  • Collection Agencies Harrassment

    I have been trying to deal with various collection agencies regarding business debts that the company I used to work for (now out of business) had. The company was owned and operated by by soon-to-be-ex-wife's family. Why they are harrassing me, God knows. However, now they are sending letters to my parents, asking them to "provide a good contact number to reach me at," or to "simply pass along a message to them." This is nuts, considering I've been speaking to them on a regular basis for over a year. Why are they doing this, and is it even legal or appropriate?

  • #2
    Re: Collection Agencies Harrassment

    If the debts were of a commercial nature, then you are not protected by the Federal Fair Debt Collection Practices Act. If, however, the debts could be characterized as consumer, then you might be.

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    • #3
      Re: Collection Agencies Harrassment

      See also... http://www.worldlaw.eu/article/1412/

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      • #4
        Re: Collection Agencies Harassment

        You may also want to inform them --in writing-- that you were not responsible for the debts and then threaten to sue in small claims or other court if they continue to damage or harass you.

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