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bank took money from my account

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  • bank took money from my account

    i had a car loan through [email protected] and during that time things changed at
    my
    job... a company came in and bought my employer out.. which changed my
    salary dramically... i struggled for a few months trying to keep-up my
    car
    payments... even trying to make parcial-payments.. but, that was not
    agreeable with [email protected] they said full payments or they would haft to
    reposess... so, i voluntary turned the car back into them.... so, 2
    months
    without any notice, they withdrew 1916.44 out of my checking account...
    (every dime i had) stating that, it was the difference on sale of the
    car.... which, i understand but yet, they didn\'t tell me in advance so i
    could prepare for this... i asked them why was\'nt i informed... and
    they
    said that, they didn\'t haft to inform me.... and even went on to say,
    they
    believe if they had of told me that, i would have pulled the money... is
    this legial.. they say, because i have a [email protected] account that they have the
    right to take it without my permission....

  • #2
    Re: bank took money from my account

    , they said, the banks loan department pulled
    the money..... and they have that right... that when i opened a checking
    account with them , it was in the fine print.... but, still i feel i should
    have been told before.... does'nt seem legal without some notice... they
    never even sent me a paper as to what i owed....

    Comment


    • #3
      Re: bank took money from my account

      No--tell your bank you did not authorize the withdrawal and the bank must
      credit you back--some banks don't see to know they must credit it back. So you may have to push them a little.

      Comment


      • #4
        Re: bank took money from my account

        i told the bank that... but, they said, the banks loan department pulled
        the money..... and they have that right... that when i opened a checking
        account with them , it was in the fine print.... but, still i feel i should
        have been told before.... does'nt seem legal without some notice... they
        never even sent me a paper as to what i owed....

        Comment


        • #5
          Re: bank took money from my account

          If the agreement is with the same bank they can do it sometimes yes---but
          you could still threaten to sue in small claims and they may
          compromise...you can argue it was never really made clear to you.

          Comment

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