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How long can a company call for collection on a debt?

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  • How long can a company call for collection on a debt?

    How long can a company call for collection on a debt? My husband had a debt about 15 years ago and we have been married 8 years. We paid on the debt for awhile about 7 years ago and then stopped. They are still calling. They never put the debt on his credit report. They are under another company name.

  • #2
    What state are you (and the debt) in?

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    • #3
      We are in Michigan

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      • #4
        What State is the debt collector in?

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        • #5
          Debt that is Bought

          If a collection company buys a debt from a credit card company for less that the original amount, do you still owe the collection company the amount of the original debt or what they paid for it?

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          • #6
            re: How long can a company call for collection on a debt?

            Yes, that does not reduce the amount owed. But you can try to negotiate it down.

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            • #7
              re: How long can a company call for collection on a debt?

              If i's past 7 yrs it is SOL Statute of Limitations is over with , you might have the debt taken off your cedit reports since it has been 7 yrs.

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