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Can anything be done? I had a truck financed thru Santander USA

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  • Can anything be done? I had a truck financed thru Santander USA

    I had a truck financed thru Santander USA...We made a deal on a pmt schedule...I faxed the paperwork to them...they say they never got it and repoed my truck... 2 days ago I get an email saying they are willing to settle and send me my title for $1600...I said I would agree and would like to make arrangments to pick up the truck...I get another email today saying they messed up and do not have the title or truck...They keep doing things like this to me.

    Can anything be done?

    Can they just keep doing things like this...I know I faxed the paerwork...but they say they did not get it...I accepted an offer they made and now they say...Ooops we messed up.

    Does not seem right...but I have no money to hire lawyer and I am disabled and do not have a vehicle to go see one ro to pay a consultation fee.

    Any help would be appreciated.

    Thanks

  • #2
    re: Can anything be done? I had a truck financed thru Santander USA

    They do not have your truck. The repo agent has it. Your right to redeem varies based on your state. You have a short time frame to make arrangements to pay off the loan and redeem your vehicle.
    Due to a recent promotion, I should now be referred to as Major Obvious.

    I would not be trying to provide information and knowledge if I did not sympathize.

    Some days it is just not worth chewing through the restraints to face life.

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    • #3
      re: Can anything be done? I had a truck financed thru Santander USA

      I wish to inform you that you can claim compensation for breach of contract. As agency had informed you that they are ready to give title for $1600 and you had accepted thus a contract has been made between parties. If now other party cannot honor their contract hence they can be made liable for your losses under breach of contract.

      AFF

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      • #4
        re: Can anything be done? I had a truck financed thru Santander USA

        Originally posted by Disagreeable View Post
        They do not have your truck. The repo agent has it. Your right to redeem varies based on your state. You have a short time frame to make arrangements to pay off the loan and redeem your vehicle.
        I am aware of this...but they keep making agreements and I accept them and agree to follow thru...but they for some reason keep breaking the agreements for one reason or another...like holding a carrot in front of you and then snatching it away...by saying Ooops or we lost it.

        Funny how when it is their fault...we have to accept it...but when our/my fault...oh well...such is life.

        Thanks for the reply

        Comment


        • #5
          re: Can anything be done? I had a truck financed thru Santander USA

          Originally posted by AFFA View Post
          I wish to inform you that you can claim compensation for breach of contract. As agency had informed you that they are ready to give title for $1600 and you had accepted thus a contract has been made between parties. If now other party cannot honor their contract hence they can be made liable for your losses under breach of contract.

          AFF
          Thank you for the reply...how would one pursue this?

          They keep doing this and it is not right...I make the agreements and try to follow thru but they keep making these offers and then yanking them away...crying foul for one reason or another.

          Thanks again.

          Comment


          • #6
            re: Can anything be done? I had a truck financed thru Santander USA

            Contact your state Attorney General's Office, Consumer Protection Division. They look into and enforce violations of fair consumer practices.

            Comment


            • #7
              re: Can anything be done? I had a truck financed thru Santander USA

              Originally posted by Friend In Court View Post
              Contact your state Attorney General's Office, Consumer Protection Division. They look into and enforce violations of far consumer practices.

              Thank you!

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