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base plan ch13

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  • base plan ch13

    has anyone ever went through a ch13 and ended up giving more money in the plan that what was approved by the court? (ex my plan was approved for 1% paying $29,000 now the % is 85 paying back $41,000.

  • #2
    Re: base plan ch13

    What do you mean--has the court changed the order?

    Comment


    • #3
      Re: base plan ch13

      no i don't believe so i have not been back to court since my meeting of creditors, my atty proposed for me to pay 1 percent for 3 years and the amount was for $29,000 now my case is creditors 85 percent paying back $41,000.

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      • #4
        Re: base plan ch13

        Firstly ask the lawyer to explain in writing what has changed or happened?

        Comment


        • #5
          Re: base plan ch13

          It is likely your attorney heard from the trustee. The trustee notifies the creditors and they in turn submit their claim.
          Depending on how your attorney compiled the plan you will be over or under the total amount required. The plan is an estimate and rarely is right on the money
          If you pay more than is required it will probably go to unsecured creditors.
          If you pay less than is required you will have to pay before the case can be discharged.

          Comment


          • #6
            Re: base plan ch13

            i don't know if my atty heard from the trustee or not my atty has been suspended i did not understand a chapter 13 at all i thought that once the plan was approved in court that was it, my atty set up the plan for 3 years now i have a trustee telling me i will probaly be in the plan for 5 years i really don't think i can take 2 more years of this.

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            • #7
              Re: base plan ch13

              Check with that trustee as a first step to confirm what has happened.

              Comment

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