USAC Banner 728x90

Collapse

Announcement

Collapse
No announcement yet.

Articles

Collapse

Articles Home Page

  •  
  • Filter
  • Time
  • Show
Clear All
new posts

  • Is it a good thing to have a credit score of 800?

    Is it a good thing to have a credit score of 800?

    According to financial specialists, if you’re an 800 credit score holder, you can actually congratulate yourself. There are two scoring models that you should refer to when monitoring your credit score - FICO and VantageScore. Both of them rank the score of 800 as excellent. What are the benefits of having an 800 credit score?


    With an impressive credit score of eight hundred, you are positioning yourself as a reliable and trustworthy consumer. Since a credit report is tightly...
    Go to post

  • Don’t tolerate harassment from a debt collector

    Don’t tolerate harassment from a debt collector

    A debt collector is a person who tracks and convinces someone who’s in debt to return the money. Unfortunately, it often happens that collectors exceed their duties and end up troubling borrowers. If you suspect that it’s happening to you, let’s define harassment by a debt collector. How can you figure out that a debt collector harasses you?


    According to the Fair Debt Collection Practices Act, it’s not allowed to harass, abuse, or threaten debtors in any way. You know you’re...
    Go to post

  • The effect of filing for bankruptcy on your credit rating

    The effect of filing for bankruptcy on your credit rating

    It goes without saying that filing for bankruptcy is going to have an extremely negative impact on your credit score. In the Chapter 7 sort of bankruptcy, the court will arrange for assets that you hold to be sold in order to meet your obligations. While, in theory, this is supposed to write off most of your debt, and provide you with a new start in life, in reality, while it does do that, it also leaves a derogatory mark on your credit score that will remain for the next decade.

    If...
    Go to post

  • The methods that are used in identity theft

    The methods that are used in identity theft

    In identity theft, hackers and scammers use various methods to steal important details that define your identity and then use those details to commit fraud. This is extremely serious because this appears to a defrauded person as if you’re the person committing the fraud, while the hackers themselves decamp with the amounts defrauded.

    This can place you in an extremely difficult position, where you’re liable for the defrauded amount until you can prove otherwise. While there are lots...
    Go to post

  • Background checks issues that may arise

    Background checks issues that may arise

    While background checks are fairly standard these days, the fact is that sometimes errors can arise and that these can adversely affect a person’s opportunities for employment or loans. Human error




    Human error is often enough a reason for a background check going wrong. Most often this error has to do with data entry where a person putting in your information at some institution handing background checks puts it in incorrectly. As a result, when a background check...
    Go to post

  • Things to do if you suspect you’re a victim of fraud

    Things to do if you suspect you’re a victim of fraud

    The best way to prevent fraud is to be equipped with knowledge about it. But if you do suspect that you’ve become a victim of a scam, here are the steps to take:
    • Figure out what sort of fraud you’re dealing with. With more than thirty common frauds occurring on a daily basis, according to the Federal Bureau of Investigation, one has to be especially aware of credit card and investment scams, personal information theft, healthcare fraud, and so on.
    • Block all the hacked accounts. Securing all
    ...
    Go to post

  • Bad credit reports and how they affect your rating over time

    Bad credit reports and how they affect your rating over time

    When you fail to repay instalments on your loans, this can affect your credit score for varying periods. Essentially, such reports are called derogatory marks, and they are important because they are essentially what causes a bad credit rating. We’ll go over various things that can give you a derogatory mark on your credit rating, and for how long these affect your credit score. Bankruptcies


    While bankruptcies are serious, even missed payments can have a very negative effect...
    Go to post

  • Equifax computer glitch causes credit scores fall for millions of users

    Equifax computer glitch causes credit scores fall for millions of users

    In the month immediately after March 6, millions of people found their credit scores drop massively, in one case as much as 130 points. Intriguingly enough, it was not through any actions of their own, but through a mere computer glitch by Equifax, which was at that point moving its infrastructure from one cloud to another.

    Unfortunately, while incorrect scores were recorded in the new cloud infrastructure, these scores were also sent out to lenders, causing massive problems for the...
    Go to post

  • 5 Reasons Why You Must Hire A Car Accident Attorney After An Accident

    5 Reasons Why You Must Hire A Car Accident Attorney After An Accident




    It's no secret that car accidents happen. It is more likely than not that someone you know has been involved in a car accident at some point in their life. Whether you're driving or riding as a passenger, there are many risks of injury and property damage when an accident occurs. This blog post will highlight 5 reasons why hiring an experienced car accident lawyer after the accident is important for your case and your future!


    1. Knowledge of All Potential...
    Go to post

  • Singapore Employment Pass Holder (Credit Card Defaulter) - Discontinued DMP Installment Payment due to Unemployment

    Hi All,

    How is everyone, Hope everyone is safe & healthy!!!

    I couldn't continue to payment from February 2020 due to unemployment & also I couldn't secure a job due to Pandemic. I am currently in India and exploring opportunities in Singapore so that I could continue my payments.


    I just wanted to share my current situation. Presently I am in the interview process with few companies in Singapore and completed multiple rounds of discussion which are...
    Go to post
There are no articles in this category.
 
  • Filter
  • Time
  • Show
Clear All
new posts
Please log in to your account to view your subscribed posts.

Categories

Collapse

Latest Articles

Collapse

  • Is it a good thing to have a credit score of 800?
    by Daniel2022
    According to financial specialists, if you’re an 800 credit score holder, you can actually congratulate yourself. There are two scoring models that you should refer to when monitoring your credit score - FICO and VantageScore. Both of them rank the score of 800 as excellent. What are the benefits of having an 800 credit score?


    With an impressive credit score of eight hundred, you are positioning yourself as a reliable and trustworthy consumer. Since a credit report is tightly...
    09-08-2022, 03:45 AM
  • Don’t tolerate harassment from a debt collector
    by Daniel2022
    A debt collector is a person who tracks and convinces someone who’s in debt to return the money. Unfortunately, it often happens that collectors exceed their duties and end up troubling borrowers. If you suspect that it’s happening to you, let’s define harassment by a debt collector. How can you figure out that a debt collector harasses you?


    According to the Fair Debt Collection Practices Act, it’s not allowed to harass, abuse, or threaten debtors in any way. You know you’re...
    09-07-2022, 10:57 AM
  • The effect of filing for bankruptcy on your credit rating
    by Daniel2022
    It goes without saying that filing for bankruptcy is going to have an extremely negative impact on your credit score. In the Chapter 7 sort of bankruptcy, the court will arrange for assets that you hold to be sold in order to meet your obligations. While, in theory, this is supposed to write off most of your debt, and provide you with a new start in life, in reality, while it does do that, it also leaves a derogatory mark on your credit score that will remain for the next decade.

    If...
    09-06-2022, 09:44 AM
  • The methods that are used in identity theft
    by Daniel2022
    In identity theft, hackers and scammers use various methods to steal important details that define your identity and then use those details to commit fraud. This is extremely serious because this appears to a defrauded person as if you’re the person committing the fraud, while the hackers themselves decamp with the amounts defrauded.

    This can place you in an extremely difficult position, where you’re liable for the defrauded amount until you can prove otherwise. While there are lots...
    09-06-2022, 01:56 AM
  • Background checks issues that may arise
    by Daniel2022
    While background checks are fairly standard these days, the fact is that sometimes errors can arise and that these can adversely affect a person’s opportunities for employment or loans. Human error




    Human error is often enough a reason for a background check going wrong. Most often this error has to do with data entry where a person putting in your information at some institution handing background checks puts it in incorrectly. As a result, when a background check...
    09-05-2022, 01:39 PM
  • Things to do if you suspect you’re a victim of fraud
    by Daniel2022
    The best way to prevent fraud is to be equipped with knowledge about it. But if you do suspect that you’ve become a victim of a scam, here are the steps to take:
    • Figure out what sort of fraud you’re dealing with. With more than thirty common frauds occurring on a daily basis, according to the Federal Bureau of Investigation, one has to be especially aware of credit card and investment scams, personal information theft, healthcare fraud, and so on.
    • Block all the hacked accounts. Securing all
    ...
    09-05-2022, 05:10 AM

Trending

Collapse

Working...
X